Negosyo Blog

Business Guides for OFWs & Filipino Entrepreneurs

Practical, no-fluff advice on starting and growing a business in the Philippines — written for people who work hard for every peso.

Honest Negosyo
Honest Negosyo

“Kumita ng ₲100K Kada Buwan!” — Paano Makilala ang Hype vs Tapat na Business Advice

Anim na red flags ng business hype na tumatarget sa OFWs at nag-iipon — at ang mga senyales ng tapat na business information. Protektahan ang pinaghirapan mong ipon.

Jul 24, 2026·7 min read
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Business Finance
Business Finance

Ang Totoong Startup Cost: 4 na Bahagi ng Puhunan na Dapat Mong Kwentahin

Kapag sinabi ng isang tao na '₲50,000 lang ang puhunan,' kalahati pa lang yan ng kwento. Ito ang apat na bahagi ng totoong startup cost — kasama ang mga hidden costs.

Jul 22, 2026·7 min read
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Food Business
Food Business

Sari-Sari Store vs Food Cart: Which Is Right for Your Budget?

Both are popular OFW businesses — but they have different capital requirements, risk levels, and daily management demands. We compare them head-to-head so you can make the right call.

Jun 3, 2025·8 min read
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Online Business
Online Selling

How to Start a Shopee Store While Still Working Abroad

You don't need to be in the Philippines to run a Shopee store. With a family member as your on-the-ground partner and the right system, you can launch, manage, and scale — all from overseas.

May 28, 2025·10 min read
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Property
Property Income

Turn Your Lot Into a Boarding House: A Step-by-Step Guide

Many OFWs own land back home that's sitting idle. A boarding house can generate ₱15K–₱40K monthly with the right setup. Here's how to evaluate if your property qualifies and what to build first.

May 20, 2025·9 min read
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Finance
Business Finance

How Much Remittance Should You Invest vs Keep as Emergency Fund?

The biggest mistake OFW investors make is investing everything and leaving no buffer. Here's the 50/30/20 rule adapted for OFW families — and how to calculate the right amount to put into a negosyo.

May 12, 2025·7 min read
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Permits
Legal & Permits

DTI, BIR, Mayor's Permit: The Complete Business Registration Guide for 2025

Step-by-step walkthrough of all the permits you need to legally operate a small business in the Philippines — with current fees, timelines, and tips on what you can handle from abroad through a representative.

May 5, 2025·11 min read
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Business Ideas
Business Ideas

7 Negosyo Ideas for OFWs with ₱50,000–₱200,000 Capital

Not all businesses need millions to start. Here are 7 proven negosyo ideas tested by real OFW entrepreneurs — ranked by capital requirement with remote manageability scores.

Jun 15, 2025·8 min read
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Illustrative Example
Illustrative Example

What Your First Year Could Look Like: A Sari-Sari Store Scenario

A step-by-step walkthrough of how an OFW could go from sending money home to running a profitable sari-sari store — using the blueprint's projections and process.

May 15, 2025·6 min read
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